Did You Know...
There was a 13% increase in identity fraud between 2010 & 2011. According to the United States Department of Justice, in 2010, 7% of all U.S. households had at least one member of the family who had been victim to identity theft.
That's over 8 million houses that have at least one family member fall victim to identity theft.
Crimes of opportunity, such as stolen wallets, represented 43 percent of cases, compared to 33 percent in 2007, indicating an increase in the desperation of criminals.
Women were 26 percent more likely to be victims of identity theft, reporting a higher incidence of lost or stolen information during purchases in stores. Only 11 percent of cases involved online access.
From 2005 to 2010, 64.1% of identity theft instances involved credit card fraud (ID Theft 911 Blog.)
The smartest way to protect yourself from identity theft is to prevent it from happening to you. However, if your identity is stolen, you'll be able to lessen problems by acting quickly.
Call your credit card companies immediately. Explain what happened, and ask where to send a copy of the police report.
Call and report to the police. Make several copies of police report.
Complete a Federal Trade Commission (FTC) Theft Affidavit and FTC report (call 1-877-ID-THEFT to request the forms).
Call your bank. They can place an alert on your Driver's License number and Social Security Number, and freeze your account.
Call fraud units of credit report agencies: Experian, Equifax, and Transunion.
Fortunately, identity theft protection is available as an endorsement on homeowners' policies at a small cost. With coverage, customers receive assistance in restoring their identity and compensation for related costs.
If you're interested in learning more, call us at 636.391.0700 or email firstname.lastname@example.org.