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CLH Insurance Blog: homeowners insurance

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Tailgating can often be one of the best parts of any sports or event experience, but like most things that are fun, risks of damages, injuries and the resulting liabilities are lurking right around the corner. READ MORE >>

  The multi-policy discount.  The insurance bundle.  The insurance package!  No matter what name it is referred to as, by now you've certainly been propositioned to bundle your home and auto (and any other policies you might have) with the same insurance company. READ MORE >>

Riots, protests, and civil unrest can cause serious or permanent damage to a business and its physical structure.  Most general liability and homeowners policies include this provision, but with our current state of affairs, it may be wise to confirm with your agent.   READ MORE >>

"Take me out to the ballgame.  Take me out to the crowd. Buy me some peanuts and crack jacks", but what does it take to insure that ballgame or those cracker jacks?  Professional sports have interwoven their significance into our society and it may seem like second nature to attend ... READ MORE >>

When it rains, it pours. And when it pours, rivers and creeks have a tendency to flood. Water can be a very powerful force when it becomes abundant enough, and flood damage can be very costly if you need to make repairs to your home. READ MORE >>

  For decades, solar panels have been going up on roofs across America, meaning that nowadays a roof can help protect you from the elements and help insulate you from rising electric costs. For some, the environmental benefit of renewable energy is an added draw, as is the potential to sell excess power back to the utility company. READ MORE >>

The catchy phrase “spring ahead” signals change for Americans. It’s a reminder to move clocks ahead one hour for daylight savings time. And it’s an optimistic forecast that warmer and sunnier weeks are ahead. With these seasonal changes, millions take on “spring cleaning” of homes, garages, and yards. READ MORE >>

A common misconception is that damage from a flood will be covered under a homeowners policy or through FEMA.  The truth is, unless a disaster is declared by the federal government, flood insurance is the only way to protect your dwelling and personal property in the event of flood damage. READ MORE >>

All home improvement projects are not created equal. Some are simple and carry minimal risk, but others require more of an expert touch. So how are homeowners to know if they should roll up their sleeves for a certain project, or consult a professional handyman or contractor? READ MORE >>

Chuck and Grant discuss the benefits of daycare insurance and how this coverage will protect you where a general liability or homeowners policy will not. Below is a transcript of the episode, modified for your reading pleasure. For more information on the topics discussed in the episode, see the links at the bottom of this post. READ MORE >>

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