I remember MANY times growing up in St. Louis, running to the basement with my 3 sisters for possible Tornado threats in the area.  None ever hit our house and because of that I think I got more lax, thinking that it probably wouldn't happen to me.  But when I had
children of my own...down we went at the first alarm.  We protect what is most important to us! The alarm systems have changed many times and now go off when there is a sighting in a county near ours, but I am never sure when it is over so I depend more on my phone, radio or TV in the basement. My  in-laws had a portion of their roof taken off (they lived in Florissant) before my mother-in-law could even get out of the front room.  And yes, she said it sounded like a train coming through the house.  It can happen that quick.  She wasn't hurt thankfully, but it stays in my mind to not play around with tornado threats.  I also learned to make SURE I was covered adequately.  If it happens to me, I want to know I will be back to "normal" as soon as possible.   



Tornado truths that can help you stay safe


Ø  When indoors, shut all windows and doors. Do not leave them open in an attempt to follow the mythical need to “pressurize” your home because the result would more likely be debris flying through the window and causing severe harm, or wind pressure working to lift the roof off the house from the inside.


Ø  If you are inside your home or other structure, retreat to the lowest level (a basement is ideal) or the room closest to the middle of the home or farthest from windows and doors. Do not seek a “corner” of the structure for your retreat; instead, go to the center-most point, away from windows and anything heavy that could fall on your head.


Ø  If you’re outdoors, find the lowest spot, such as a ditch or dry river bed, and lie flat on your stomach, covering the back of your head with your hands.  Do not follow the myth of seeking shelter underneath a bridge or overpass because it could collapse on top of you or large debris and winds could come rushing underneath and potentially sweep you up into the tornado itself.


Ø  If you are in a vehicle, abandon the vehicle and try to find shelter in a structure or outdoors in a low place where you should lay stomach-down and cover the back of your head with your hands. Most importantly, do not attempt to drive away from the storm unless it’s very obviously far away and moving in the opposite direction. 


Ø  Do not take shelter near a road or foothill and expect the tornado to miss you. Some myths say that tornadoes will reverse their directions when nearing a road or foothill, but a tornado doesn’t discriminate and will keep on its path.


Ø  Keep head gear handy. Head protection can be the number-one most important factor in remaining protected from flying debris—indoors or outdoors—so know where bike, football, batting, boxing and other helmets are in the house, and make them easily accessible.


At CLH Insurance, we want to help you know the tornado truths that will help keep you and your family safe. For more tornado safety tips, visit the Storm Prediction Center’s comprehensive guide at http://www.spc.noaa.gov/faq/tornado/safety.html .

Contact Us!


At CLH Insurance, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 636-391-0700, send us a note at 14288 Manchester Road, Manchester, MO  63011 or email to questions@clhins.com. We want to help you meet your goals, and make sure what's important to you is protected!


(Content provided by Safeco Insurance)

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