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    Planning for a summer vacation should be a year round activity.  Hear me out.  Summer vacation can make or break a year.  Some of the best memories of one’s life can be forged in those few weeks between the end of May and the start of September. READ MORE >>

If you're like most people, you start up the car every morning and get ready to fight traffic on your way to work. But wouldn't it be nice to read a book on your commute instead? Or check your email? Even send a few texts? Today, that's not possible for drivers. (Actually, it is possible, but it's dangerous. READ MORE >>

In addition to using caution and good sense, parents should supervise all pool activities. Supervision is the key word when it comes to pool safety, but supervision combined with a variety of barriers and safety devices - fences, latched gates, locked doors, pool covers, and more - goes even further in preventing drowning. READ MORE >>

  You may be the kind of person who fires up the grill all year long at tailgating parties, or maybe you wait for a warm summer day and a backyard full of friends before you put on your apron. Either way, grilling can be one of life’s simple pleasures. READ MORE >>

The wind in your hair, the sun on your face and the open water in front of you. Sound appealing? Then you might want to join the ranks of boat owners all over the country. But before you cut through that clear blue, there are some things to keep in mind. READ MORE >>

It may be the most important purchase you make—the car you put your teen driver in. Do you go new? Used? How used? How new? “When I got my license almost thirty years ago, I’m sure the decision my parents made of what car to put me in took all of five seconds. READ MORE >>

Motorcycles share the road with its four-wheeled cousin, the automobile, but they require their own specialized insurance.  Chuck and Grant break down the reasons for the unique coverage and what riders should be mindful of when getting their bikes covered. READ MORE >>

Distracted driving is any activity that could divert your attention away from the main task of driving. It is something that is both dangerous and disturbingly common. In fact, drivers spend more than half of their time focused on things other than driving. READ MORE >>

Riots, protests, and civil unrest can cause serious or permanent damage to a business and its physical structure.  Most general liability and homeowners policies include this provision, but with our current state of affairs, it may be wise to confirm with your agent.   READ MORE >>

"Take me out to the ballgame.  Take me out to the crowd. Buy me some peanuts and crack jacks", but what does it take to insure that ballgame or those cracker jacks?  Professional sports have interwoven their significance into our society and it may seem like second nature to attend ... READ MORE >>

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